Surfing Through Uncertainty With Calculated Risks
Due Diligence
Compliance Screening
Customized Research
CreditScan API Solution
Our Offering
Enhanced Business Scan (EBS) Report
Make Firm Decision with Reliable Data From Business Registry
Enhanced Business Scan (EBS) Report is a Registry Information that includes
Corporate Information, Summary of Share Capital, Directors/Officers,
Shareholder/Members, Company Charges and Summary of Financial information.
~Business Registry Information serves as the foundation for Enhanced Business Scan
Report.~
The report is enhanced with cross-directorship, other shareholding information,
and
historical financial summaries.
Company Profile
Verify an entity s information such as registered name, company registration no., incorporation date, company type, company status, registered address, business address, and nature of business.
Capital Structure
Issued capital, more commonly known as paid up capital, is a fund raised from shareholders by a company as an operating fund to carry out its everyday activities.
Shareholders / Owners
Shareholders are the owners of the company and they support the business financially in exchange for a potential return on investment over time.
Board of Directors / Officers
Identify who is responsible for running the business entity, carrying out its strategic plans, making operational decisions, and fulfilling legal obligations.
Registered Charges
Find out the status of the secured loans that a company has with any banks or financial institutions.
Financial Summary
Financial Summary provides an overview insights of a company's key figures, like its assets sizes, liabilities due, shareholder's equities (net worth), revenue, profitability, etc.
Ratio Analysis
Ratio analysis is used to measure different aspects of a company's performance. This can include how profitable the company is, how efficiently it operates, and how easily it can turn its assets into cash.
Industry Benchmarks
The Industry Benchmarks measure a company's commitment to financial health and liquidity, relative to other companies in the same industry.
Alert Indicators*
CreditScan Malaysia uses indicators, which are signals designed to draw attention to specific content, to let our Subscribers know what they need to know about the company. More to come.
Smart Compliance Screening (SCS) Report
Know Your Third-Parties Compliance Risks
SCS report contains background third-party checks on available
sanctions and
embargo
watch lists as well as other monitoring lists. These searches
use open source databases, reference checks, in-house compliance databases, and public
records databases.
SCS perform searches on individuals and/or entities to determine if the
individuals
and/or entities are on any global sanctions and watch lists, have
questionable associations or are the subject of negative publicity.
Reduce Compliance Cost
As KYC process involves screening a variety
of data sources, from government sanctions lists, surveillance lists,
and politically exposed (PEP) lists to newspapers, blogs, and
international litigation.
Most companies current KYC processes include customer
acceptance policies, customer identification procedures,
transaction monitoring, and risk management, which is
highly reliant on humans, making the process slow and
prone to human mistakes.
KYC and Anti Money Laundering (AML) solutions aim to
reduce compliance costs and workloads and streamline the
compliance process.
Address The Need For Regulated Risk Screening
As a member of the United Nations, Malaysia is obliged to comply with the UNSC’s Resolutions. The United Nations Security Council (UNSC) has the primary responsibility under the United Nations Charter to maintain international peace and security. For this purpose, the UNSC may adopt measures which include:
-
economic sanctions, arm embargoes, financial penalties and restrictions, and travel bans
-
governance of diplomatic relations
-
blockade
-
collective military action
In Malaysia, Anti Terrorism Financing and Proceeds of Unlawful Activities Act 2001 (AMLA”) has formed as primary statute to govern the AML/CFT regime in Malaysia.
Mitigating Reputational & Commercial Risks
With technology connecting more and more
customers and
businesses around the world, it has never been more
important to verify exactly who you are doing business with.
Efforts by national and intergovernmental organizations to
curb criminal activity have tightened regulations for
business compliance, requiring customers themselves to
require robust Anti Bribery and Corruption (ABC)
information. Similarly, identifying and assessing all potential
risks of illegal activity is essential to your peace of mind and
the reputation of your business.
Improve Customer Onboarding Experience
The biggest problem with traditional KYC screening is that the entire process can take a tremendous amount of time, as example, a full comprehensive KYC check at a financial institution will take over six months. It quickly becomes a significant bottleneck in business operations from trading companies to financial institutions, but for lawyers, accountants, and other professional firms. SMEs are probably the hardest hit, given small labor-intensive and inadequate resources if to follow the same path as large companies with deeper pockets.
Business Reports
Business Report offers a realistic view of a business, its activities, and its performance.
Comprehensive Report
Freshly investigated reports come with updated
and verified business information for mediumrisk transactions.
Understand Inquiry Company's Operational and
Financial Condition. Come with Business Score &
Rating.
Business Potential Report
Freshly investigated reports come with updated
and verified business information for medium risk transactions.
Understand Inquiry Company's Operational and
Financial Condition. Come with Business Score &
Rating.
Basic Overseas Report
Basic Overseas Report (“BOR”) serves as a basic overseas report that comes with fresh validation of the local ROC in the English Language. Our overseas local partner will assist in conducting the tele interview to verify the Subject Company profile as well as its business operation.
Strategic Report
Understand competitors and industry peers with SWOT Analysis & 4Ps Analysis.
Monitoring Solutions
Don't leave your reputation to chance. Trust our monitoring solutions for comprehensive risk management.
Litigation Monitoring Solutions
Legal Dispute Tracking
Help organizations keep track of ongoing litigation cases, lawsuits, or legal disputes involving third-parties Customers and Suppliers. This includes monitoring cases where the Inquiry Subject is a plaintiff or defendant.
Alerts and Notifications
Litigation Monitoring tools provide alerts and notifications about key developments in legal cases. This includes court filings, hearing dates, and other relevant events.
Payment Monitoring Solutions
Accounts Receivable Monitoring
Keep track of outstanding invoices and accounts receivable. They provide insights into which customers or clients have overdue payments.
Payment Tracking
Monitor payment transactions, including the status of payments, payment methods, and payment history.
Alerts for Late Payments
Send alerts when payments are overdue or when payment patterns change. This helps organizations take timely action to collect outstanding payments.
API Capabilities
Streamlined Due Diligence Made Easy with CreditScan Malaysia's API
Highly Reliable
Data is secured using HTTPs encryption (TLS 1.2 and higher), ensuring strong security and a secure way for networks to communicate.
Easy Integration
Access to a test environment for easy troubleshooting and getting familiar with our API tech specifications, which includes RESTful and SOAP APIs.
Real Time Access
We enhance data accuracy from local business jurisdiction and in-house database, delivering prompt and reliable information efficiently.
Streamlined Due Diligence Made Easy with CreditScan Malaysia's API
"The CreditScan Due Diligence API is designed for accessibility by both
business and technical
users, providing a powerful and flexible solution for seamless integration into your web
app
development. Supercharge your expansion by integrating your tech stack and creating
robust
automations.
Easily create API integrations with a user-friendly interface, connecting your
cloud
applications or
databases instantly using our pre-built connectors or the HTTP connector. Scale your
automations effortlessly with an enterprise-grade, modern, serverless platform that
dynamically
expands with API and data demands.